Disclaimer for pedefcamuunino.com users

Important notice:

Please read this disclaimer before using our services.

Use of this site and services is subject to the following terms and limitations.

This disclaimer outlines important information regarding the use of our subscription-based financial planning services. By using our website and engaging with our advisors, you accept these terms and acknowledge the limitations described below.

General information notice

All content on this website is provided for informational purposes only and does not constitute personal financial, legal, or tax advice. Users should consult a qualified professional for advice tailored to their individual circumstances.

Service limitations and liability

We strive to deliver accurate, up-to-date information. However, we do not accept liability for any losses or damages arising from reliance on any content or recommendations.

  • Advice provided is general in nature and may not apply to your specific situation.
  • We do not guarantee the accuracy, completeness, or timeliness of any information presented.
  • You should not rely solely on our services for financial decisions; independent advice is recommended.
  • We are not responsible for external content or third-party links on this site.

Accuracy of information

While we endeavour to maintain accurate and current information, occasional errors or omissions may occur. Users are encouraged to verify details and consult a professional before making significant financial decisions.

Reliance on this site’s content is at your own risk.

Not personalised advice

Our services do not replace individual financial, legal, or tax consultations. Personal circumstances vary, so outcomes may differ. Results may vary.

Third-party links

Links to third-party websites are provided for convenience only. We do not control or endorse external content and are not liable for their accuracy or reliability.

No guarantee of results

We do not promise specific outcomes or financial results. Results may vary depending on individual situations and external factors.

Individual results may differ

Every client’s circumstances are unique, and outcomes depend on many variables outside our control.

Financial services disclaimer

Our services are provided in accordance with Australian regulations and are not intended as a substitute for professional advice.

  • We do not offer, promote, or recommend specific financial products or investments.
  • No educational or training services are provided through this subscription.
  • Past performance does not guarantee future results. Consult an authorised professional before making decisions.

Jurisdiction and regulations

This website is intended for users located in Australia.

Use of our services is subject to the laws and regulations of Australia. Users outside Australia may be subject to different legal requirements.

All services are governed by Australian law and relevant industry standards.

We comply with local regulations for financial service providers in Australia.

Indemnification

By using our services, you agree to indemnify and hold us harmless from any claims arising from your use of our content or recommendations.

Severability

If any part of this disclaimer is found invalid, the remainder shall remain in effect.

Modifications

We reserve the right to update this disclaimer at any time. Continued use of our services implies acceptance of changes.

Contact details

For questions about this disclaimer, contact us using the information below.

Email address: content@pedefcamuunino.com

Phone number: +61-2-3959-2040

Address: 570 Bourke Street, Level 17 & 24, Melbourne, VIC 3000 Australia

Effective date: 12 September 2025

Last updated: 12 September 2025