Discover our value-driven financial planning approach

Our subscription-based financial planning service is designed for individuals seeking ongoing, practical guidance. We focus on building long-term relationships and delivering relevant solutions tailored to your unique circumstances. Experience clarity and confidence in your financial decision-making.

James Carter

James Carter

Certified Financial Planner

What makes our service different

Personalised guidance always

Get tailored recommendations based on your evolving financial situation, ensuring advice stays relevant as your needs change.

Unbiased fee structure

Our flat monthly subscription eliminates commission-based incentives, keeping your interests at the forefront of every interaction.

Ongoing relationship model

Enjoy direct access to a dedicated planner, fostering trust and deeper understanding over time.

Transparent reporting tools

Receive clear, easy-to-understand summaries to help you track progress and decisions made together.

Regulatory compliance focus

Our practices align with Australian financial regulations, prioritising your security and peace of mind.

Why choose our subscription

Gain continuous access to professional guidance, clear reporting, and a client-first approach—all for a flat monthly fee.

Client-first philosophy

We prioritise your interests, offering recommendations without product sales or commission-driven motives. Our focus is building trust and long-term value.

Consistent communication

Our process encourages open dialogue, so you’re always informed and able to address questions as your financial situation evolves.

Transparent pricing model

Simple, flat monthly fee covers all consultations and services. There are no hidden charges or surprise costs for ongoing support.

Proven industry expertise

Benefit from years of experience and a deep understanding of Australian financial standards. We stay current with regulations to protect your interests.

Our Philosophy

We believe financial planning should be accessible, transparent, and tailored.

"Our commitment is to foster a collaborative environment where your goals guide every step of the planning process. We prioritise honesty, clear communication, and regulatory alignment so you can make informed decisions with confidence. Each interaction is rooted in respect for your unique circumstances and aspirations."

Integrity always

We act with honesty and openness at all times.

Continuous improvement

We adapt and grow to serve you better.

Client empowerment

We help you make confident, informed decisions.

About pedefcamuunino

Your trusted partner in subscription-based planning

Founded with a focus on value-driven service, pedefcamuunino offers a subscription model for those seeking ongoing, professional financial planning. Our flat monthly fee ensures you receive impartial, meaningful advice without pressure or sales tactics. We are committed to building lasting relationships anchored in transparency and trust.

Our team comprises experienced, certified professionals who understand the nuances of Australian financial regulations. We stay informed of industry changes, adapting our approach to deliver relevant, compliant guidance for every client. Your interests are always at the centre of our recommendations.

At pedefcamuunino, we believe in proactive communication and clear reporting. Our streamlined process makes it easy to stay informed and confident about your financial decisions. We strive to create a supportive environment where every client feels valued and understood.