Discover our value-driven financial planning approach
Our subscription-based financial planning service is designed for individuals seeking ongoing, practical guidance. We focus on building long-term relationships and delivering relevant solutions tailored to your unique circumstances. Experience clarity and confidence in your financial decision-making.

James Carter
Certified Financial Planner
What makes our service different
Personalised guidance always
Get tailored recommendations based on your evolving financial situation, ensuring advice stays relevant as your needs change.
Unbiased fee structure
Our flat monthly subscription eliminates commission-based incentives, keeping your interests at the forefront of every interaction.
Ongoing relationship model
Enjoy direct access to a dedicated planner, fostering trust and deeper understanding over time.
Transparent reporting tools
Receive clear, easy-to-understand summaries to help you track progress and decisions made together.
Regulatory compliance focus
Our practices align with Australian financial regulations, prioritising your security and peace of mind.
Why choose our subscription
Gain continuous access to professional guidance, clear reporting, and a client-first approach—all for a flat monthly fee.
Client-first philosophy
We prioritise your interests, offering recommendations without product sales or commission-driven motives. Our focus is building trust and long-term value.
Consistent communication
Our process encourages open dialogue, so you’re always informed and able to address questions as your financial situation evolves.
Transparent pricing model
Simple, flat monthly fee covers all consultations and services. There are no hidden charges or surprise costs for ongoing support.
Proven industry expertise
Benefit from years of experience and a deep understanding of Australian financial standards. We stay current with regulations to protect your interests.
Our Philosophy
We believe financial planning should be accessible, transparent, and tailored.
"Our commitment is to foster a collaborative environment where your goals guide every step of the planning process. We prioritise honesty, clear communication, and regulatory alignment so you can make informed decisions with confidence. Each interaction is rooted in respect for your unique circumstances and aspirations."
Integrity always
We act with honesty and openness at all times.
Continuous improvement
We adapt and grow to serve you better.
Client empowerment
We help you make confident, informed decisions.
About pedefcamuunino
Your trusted partner in subscription-based planning
Founded with a focus on value-driven service, pedefcamuunino offers a subscription model for those seeking ongoing, professional financial planning. Our flat monthly fee ensures you receive impartial, meaningful advice without pressure or sales tactics. We are committed to building lasting relationships anchored in transparency and trust.
Our team comprises experienced, certified professionals who understand the nuances of Australian financial regulations. We stay informed of industry changes, adapting our approach to deliver relevant, compliant guidance for every client. Your interests are always at the centre of our recommendations.
At pedefcamuunino, we believe in proactive communication and clear reporting. Our streamlined process makes it easy to stay informed and confident about your financial decisions. We strive to create a supportive environment where every client feels valued and understood.