Terms and conditions for pedefcamuunino.com users
These terms outline the rules for using our subscription-based financial planning services on pedefcamuunino.com. By accessing or using our website, you agree to these terms.
6 September 2025
Acceptance of terms
By accessing or using our services, you agree to comply with these terms and all applicable laws. If you do not agree, please do not use our website or services.
Definitions
The following definitions apply throughout these terms and conditions.
‘Service’ refers to the subscription-based financial planning provided by pedefcamuunino.
‘User’ means any individual accessing or using our services through pedefcamuunino.com.
‘Advisor’ refers to a certified professional providing financial planning under our subscription model.
‘Fee’ means the monthly subscription charge for ongoing access to our services.
Service usage
Use of our services is for personal, non-commercial purposes only, in accordance with Australian laws and regulations.
Eligibility
You must be at least 18 years old and reside in Australia to use our services.
Proof of age or residency may be required.
User responsibilities
Users are expected to provide accurate information and comply with all relevant laws.
Prohibited uses
Certain activities are not permitted when using our services.
Intellectual property rights
All website content, branding, and materials are the exclusive property of pedefcamuunino or its licensors. Users may not reproduce, distribute, or modify content without written permission.
User content
Any content submitted by users remains their responsibility. We reserve the right to remove content violating these terms.
User content rights and licence
By submitting content, users grant us a limited licence to use, display, or distribute it as needed for service delivery.
Privacy and data protection
We are committed to protecting your personal information. Please refer to our Privacy Policy for details on data collection and use.
Read Privacy PolicyImportant legal disclaimer
Our services are general in nature and do not replace individual professional advice.
Key risks and limitations
No results are promised. Results may vary according to your personal circumstances.
Limitation of liability and indemnity
We are not liable for indirect, incidental, or consequential damages arising from service use.
Indemnification
You agree to indemnify us for any claims resulting from your breach of these terms.
Dispute resolution and governing law
Disputes will be resolved under Australian law, with a focus on good faith negotiation.
Arbitration
Unresolved disputes may be referred to binding arbitration in Australia.
Arbitration decisions are final and binding as permitted by law.
Online dispute resolution
Users may also access online dispute resolution resources for cross-border matters.
Visit ODR platformSeverability
If any part of these terms is found invalid, the remainder remains in effect.
Entire agreement
These terms constitute the full agreement between users and pedefcamuunino.
Applicable law and jurisdiction
These terms are governed by Australian law and subject to its jurisdiction.
Termination
We may suspend or terminate access for violations of these terms.
Modifications
We reserve the right to amend these terms at any time. Continued use implies acceptance of changes.
Contact for terms
For questions about these terms, please contact us.
Email address: content@pedefcamuunino.com
Phone number: +61-2-3959-2040
Address: 570 Bourke Street, Level 17 & 24, Melbourne, VIC 3000 Australia
Effective date: 6 September 2025
Version: 3